Peer-to-Peer Lending is a form of crowdfunding where investors can lend money to a small business. The traditional credit system involves banks and intermediaries, but there are no contracts and no fees for the investors. The concept of Online Alternative Finance is an ideal basis for Impact Investing. It also provides a solid foundation for Online Alternative Finance. Companies like Loanboox, Instimatch, and Swisspeers finance connect large corporations and public entities with large investors.